第18章 总结
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诸如，店铺的好评率、宝贝描述和卖家服务以及物流服务的分值，都是程昭昭用心关注的数据。
可以说，他的每一步成长，都是一个脚印一个脚印，踩出来的足迹。
为了更好地当电商，程昭昭去银行开通了自己的信用卡。
当时，开卡是免费开通。
信用卡开通了，程昭昭才得知，并非不限条件使用它，而是使用信用卡有讲究。
比如说吧，每年信用卡必须消费三次以上。
消费低于三次，须缴纳八十元的年费。
消费高于三次，不用缴纳年费。
还有，可以在借款四十天内的任何一天还款，但是每个月只出一次帐单。
信用卡的额度，根据持卡人在银行的存款金额设定。
银行存款多的人，信用卡额度高。
反之，信用卡额度低。
程昭昭是一个穷学生。
他在银行的存款，只有少量的活期存款。
那是父亲每月支付的生活费、零用钱，还有他开网店赚到的少许利润的积蓄。
程昭昭的信用卡上，目前额度仅仅五百元。
然而，他可以用允许借款的五百元，做出超级的生意来。
当程昭昭用信用卡，向真正的皮鞋卖家，付款438元后，他计算出，本月还剩余62元的额度。
在一个月之后，他可以用这张信用卡，再支付五双皮鞋的货款。
也等于是说，程昭昭每个月，能够赊皮鞋五双。
用什么钱偿还信用卡的欠帐？
程昭昭早就想好了。
父亲寄来的生活费，抽几百元出来，还信用卡帐，不成问题。
这一次，程昭昭用信用卡付款向原卖家购买了五双皮鞋，原卖家的发货速度很快，当天就发出了货。
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