第984章 替代品
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“这不是票据吗？”
薛庆一拍大腿。
在南方有一些经营规模大的钱庄在各地都有分号，为了方便交易就会做类似的业务。
商人先把钱预存到钱庄，会拿到一个票据。
等到了目的地，再从这个钱庄分号凭票据取钱。
有先钱庄还认票不认人，便有商人直接用票据交易，反应能取出钱。
“没错，我们要做的纸币，其实就是一种兑换票据，只不过是更大范围的流通。”
关宁说出了自己的真实目的。
其实他一直都有这样的想法。
对于一个穿越者来说，用这些金属货币实在太不适应。
且金属货币没有统一制式，对于国家来说，也有很大影响。
纸币有假。
银两就没假了？
实际上银两假的更多，在铸币时掺入其他杂料，根本难以分辨。
且又费时费工。
每一次货币重铸都会带来极大的损耗，地方上缴税银时，也会以火耗的名义贪污。
关宁早就想推行纸币。
只是缺乏条件，现在条件够了。
大宁钱庄经过六年的发展已经有很大规模，分号遍布大宁各地主要城池，已经得到百姓的认可。
这就是他的底气所在。
还有一个底气是，这次从北夷掠夺回来大量的黄金！
实际上，黄金并非市面主要流通货币，因为价值太高，太过珍稀，只有涉及大宗交易，才会使用。
那怎么把这些黄金流通出去。
钱就是要流通，绝对不能放着，只能用另外方式流通，而且这批黄金也是挂钩绑定之物。
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